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Wealth Management
Maximise Your Wealth Potential With ERM Financial
Tailored Wealth Management Solutions for Higher-Income Earners.
Wealth Management Services
Self-Administered Pensions
Maximize your pension contributions with tailored advice and management.
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Direct Property Investment in Pension
Invest your pension in property with our expert guidance to ensure optimal returns.
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Structured Investment Products
Diversify your investment portfolio with our structured and bespoke investment products.
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Inheritance Tax Planning
Plan effectively to reduce inheritance tax and protect your assets for future generations.
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Business Relief
Avail business relief strategies to improve the tax efficiency of your investments.
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Tax Efficiency
Optimise your returns with our tax-efficient investment advice and strategies.
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Speak To A Weath Management Advisor
Speak to an expert advisor and use our wealth of knowledge and experience to help you achieve your financial goals.
Elaine Byrne QFA FLIA RPA
Operations Manager of Life and Pensions
Over the past 30 years Elaine has worked in all areas of financial services including underwriting, pension planning, self-directed pensions, retirement planning, savings and investments, including property investment.
Elaine is passionate about each and every one of her clients and she prides herself on giving them the best advice suited to their particular needs. In addition to advising clients’ Elaine will also be responsible for the day to day management of the life and pensions division at ERM.
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Self-Administered Pensions
Take Control of Your Retirement Funds
A Self-Administered Pension allows you to take the reins of your retirement planning. With complete control over your investment choices, you can maximize your pension contributions and tailor your investments to align with your financial goals.
Why Choose Self-Administered Pensions?
- Flexibility:
Invest in a diverse range of assets including property, shares, and bonds. - Control:
Make decisions based on your financial strategy and risk appetite. - Tax Benefits:
Enjoy potential tax advantages to grow your retirement fund more efficiently.
Take the first step towards a secure retirement.
Direct Property Investment in Pension
Boost Your Pension with Property Investments
Investing your pension in property can be a lucrative strategy to enhance your retirement savings. Our experts guide you through the process, ensuring you make informed decisions to maximize your returns.
Advantages of Direct Property Investment in Pension
- Stable Income:
Earn regular rental income from your property investments. - Appreciation:
Benefit from the potential increase in property value over time. - Diversification:
Reduce risk by adding property to your investment portfolio.
Secure your financial future with smart property investments.
Structured Investment Products
Diversify with Structured Investment Products
Structured Investment Products offer a unique way to diversify your portfolio. They are designed to provide tailored investment solutions that meet your specific financial objectives.
Benefits of Structured Investment Products:
- Customization:
Tailor investments to match your risk tolerance and financial goals. - Potential for High Returns:
Access opportunities that may offer higher returns than traditional investments. - Risk Management:
Structured to balance potential returns with risk management strategies.
Explore diverse investment opportunities with us.
Inheritance Tax Planning
Protect Your Legacy with Inheritance Tax Planning
Inheritance Tax Planning ensures your wealth is passed on to your beneficiaries in a tax-efficient manner. Our expert advisors help you navigate the complexities of inheritance tax to protect your family’s financial future.
Key Aspects of Inheritance Tax Planning
- Minimise Tax Liability:
Implement strategies to reduce the tax burden on your estate. - Wealth Preservation:
Ensure your assets are preserved for future generations. - Peace of Mind:
Gain confidence knowing your estate is structured to benefit your loved ones.
Plan for the future, protect your legacy.
Business Relief
Enhance Tax Efficiency with Business Relief
Business Relief offers valuable tax incentives for business owners and investors, helping to reduce the tax impact on your investments and business assets.
Why Utilise Business Relief?
- Tax Reduction:
Significantly lower the amount of tax payable on your business assets. - Investment Incentives:
Encourage investment in business assets with favourable tax treatment. - Financial Efficiency:
Optimise your financial strategy to benefit from available reliefs.
Optimise your financial strategy with expert advice.
Tax Efficiency
Achieve Optimal Returns with Tax-Efficient Strategies
Tax efficiency is crucial for maximising your investment returns. Our advisors provide expert guidance to help you structure your finances in a way that minimises tax liabilities and maximises growth.
Strategies for Tax Efficiency
- Investment Structuring:
Choose tax-efficient investment vehicles and structures. - Annual Allowances:
Make the most of available tax allowances and exemptions. - Long-Term Planning:
Implement strategies that provide benefits over the long term.
Maximise your returns with tax-efficient planning.
Why Choose ERM Financial Services?
Maximise Your Wealth Potential
Since 1993, ERM Financial Services has been a trusted name in Ireland’s financial landscape. Our mission is to work in the best interest of our clients, providing personalised wealth management solutions that help you maximise your returns and secure your financial future.
We understand the unique needs of business directors and high-income earners in their 40s and 50s. Our team of experienced advisors is here to help you navigate the complexities of wealth management, from pension maximisation to investment opportunities.
Experience: Over 25 years in the financial industry.
Expertise: Highly qualified financial advisors dedicated to your financial success.
Personalised Service: Custom solutions tailored to your unique financial needs.
Trust: A reliable partner with your best interests at heart.
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Ready to Discover Your Wealth Potential?
Whether you are looking to maximise your pension contributions or invest in new opportunities, we are here to guide you every step of the way!
Phone: (01) 845 4361 | Email: sales@ermfinancialservices.ie