Life Cover And Pensions

Protect your financial future with clear, concise advice.

With almost 30 years experience providing life and illness cover, as well as pension products and sound savings and investment advice to our customers, you will know that your financial future is in the hands of those you can trust with ERM Financial Services.

Established in 1993.

Over 100 years' experience.

10 dedicated team members.

Over 1,000 Irish customers served.

Life & Illness Cover

Financial protection, when you need it most…


Life Insurance

Comprehensive life insurance can help to safeguard your famiIy financially if you were to pass away.

Serious Illness Cover

Get a tax-free lump sum if you are diagnosed with one of the specific illnesses or disabilities that your policy covers.

Diabetes & Insurance

Specific insurance solutions for the Diabetes Community developed and delivered with Diabetes Ireland.

Retirement Planning

Securing the future you want starts today…



Enjoy a more comfortable retirement the right pension plan.


Make smart, informed investment decisions with clear, concise advice from the experts.

Income Protection

Income Protection cover provides you with a replacement income if you cannot work due to illness or injury.

Employers Liability Insurance - ERM Financial Services

Why choose ERM Financial Services for Your Life Cover & Pension?

Service, expertise, advice and competitive quotes that you can rely on, since 1993.

  • Almost 30 Years In Business
  • Tailored Products To Suit Your Circumstances
  • Competitively Priced
  • Dedicated Account Manager
  • Over 100 Years Experience
  • Excellent Customer Service

Life & Pensions

Take the first steps towards safeguarding your financial security.

Elaine Byrne QFA FLIA RPA

Elaine Byrne QFA FLIA RPA

Operations Manager of Life and Pensions

Over the past 30 years Elaine has worked in all areas of financial services including underwriting, pension planning, self-directed pensions, retirement planning, savings and investments, including property investment. 

Elaine is passionate about each and every one of her clients and she prides herself on giving them the best advice suited to their particular needs. In addition to advising clients’ Elaine will also be responsible for the day to day management of the life and pensions division at ERM.

01 845 8658

Get Started

Contact Elaine Byrne today and she will be more than happy to answer any questions you may have.