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Insurance For Architects Surveyors And Engineers
Protect your work, your team, and your personal liability with insurance for architects, engineers and surveyors.
With strict contract requirements, professional regulations, and complex risks, your cover needs to be tailored — not templated. ERM understands the pressures you face and builds protection that keeps your practice compliant, confident and covered.
PI cover for design, inspection & consultancy work
Personal liability cover for managerial acts
Office & cyber protection built for hybrid work
What Keeps Architects, Engineers & Surveyors Awake at Night?
Design and consultancy roles in the built environment carry heavy responsibility — and a high risk of claims. Here are the most pressing risks firms in this space face:
Professional negligence claims
Design errors, inaccurate drawings, or inspection disputes can all trigger costly legal actions.
Contractual obligations
Clients increasingly demand higher PI limits, wider indemnities and immediate evidence of cover.
Regulatory oversight and liability
Mistakes can damage careers, reputations, or trigger disciplinary action.
Personal liability for directors or lead consultants
Even in group decisions, you may be named directly in claims.
Underinsurance
Your cover might tick the box on paper, but not match the real project values or exposure. That gap could be financially devastating.
Simply fill out our contact form, email us at sales@ermfinancialservices.ie or call us now on 01 845 4361 to find out more.
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Insurance For Architects, Surveyors and Engineers
Insurance Cover Recommended for Your Profession
ERM provides full-spectrum protection to match your role, risk, and regulatory needs.
Professional Indemnity Insurance
Critical for professionals involved in design, inspection, and certification. Covers claims alleging financial loss due to errors, omissions or professional advice. Often contractually required.
Directors & Officers Insurance
Protects business owners, directors, and senior consultants from being held personally liable for wrongful acts in managerial roles e.g. breach of duty, negligence, pollution etc.
Office Insurance
Covers contents, documents, specialist equipment, and business interruption from events like fire, flood or theft. Suitable for technical firms that operate out of an office.
Cyber Insurance
Covers ransomware, hacking, email fraud, data breaches and system downtime. Essential when sharing sensitive drawings, reports, or project files digitally.
We Cover the Full Range of Surveying & Engineering Professionals
ERM protects all professions involved in design, inspection and consultancy in the construction and infrastructure sectors, including:
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Quantity Surveyors
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Land Surveyors
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Building Surveyors
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Chartered Surveyors
- Environmental Surveyors
Why ERM Financial Services?
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Built environment specialists — decades of experience supporting Irish professionals in planning, design and construction.
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Irish-based, Irish-owned — we understand local contracts, compliance, and client demands.
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Dedicated account managers — speak to a human who knows your industry.
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Fast turnaround — for tenders or renewals
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All-in-one policy management — bundled solutions for simpler compliance and easier claims
Frequently Asked Questions (FAQs)
Please note: Cover limits and policy features vary. ERM will advise on options based on your needs.
1. Is PI Insurance mandatory for surveyors and engineers?
Not legally — but it’s often required by employers, local authorities, or project owners. Most contracts won’t proceed without proof of cover.
2. What type of claims does PI cover in this sector?
Common claims include inaccurate plans or drawings, cost overruns, failure to meet spec, or project delays caused by professional input.
3. What if I work freelance or as a consultant?
You still need cover. In fact, consultants often carry more exposure — and are sometimes contractually required to carry their own PI.
4. Can I choose the level of cover I need?
Yes. We’ll advise on limits based on your projects, turnover, contract terms and risk profile.
5. What’s the risk of being underinsured?
If your cover limit doesn’t match project size or contractual obligations, you may be liable for the difference in a claim.
6. Why do I need D&O cover if I’m not on a board?
If you’re in a managerial position, director, named project lead, or principal consultant — you can be personally sued for project decisions, breach of trust, negligence, health and safety failures, or regulatory issues etc.
7. Does Office Insurance include equipment like survey kits or drawing tech?
Yes. Our cover can include specialist contents, portable equipment, and even loss of earnings if your tools or files are lost or damaged.
8. What cyber risks are specific to this industry?
Loss of confidential project data, ransomware attacks on architectural files, or client data theft — all of which can trigger legal claims and project disruption.
9. Can I bundle all these into one package?
Absolutely. We streamline your policies to simplify renewals, claims and cost.
10. How quickly can I get a certificate of cover for a tender or contract?
In many cases, same-day. We work fast to get the paperwork you need for compliance and bidding.
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Protect Your Design, Data, and Professional Reputation
You deliver accuracy and detail for your clients. Let us do the same for your cover. ERM provides architect and engineering insurance tailored for real projects — with expert advice and support from people who understand your profession.