Commercial Property Insurance Ireland

Protection for commercial property owners.

ERM Financial Services has been providing essential commercial property insurance to commercial building owners almost 30 years.

Establised in 1993.

Over 100 years' experience.

10 dedicated team members.

Thousands of Irish customers served.

Commercial Property Insurance Ireland

Whether it’s a shop, offices, a surgery, hotel or another business property – as a commercial property owner, you need an insurance policy that covers your commercial buildings.

Our team can provide cover for all commercial buildings and are on hand to find the most competitive quotes for cover that is tailored to your specific needs.

Need to combine residential & commercial property insurance? No problem, just get in touch today and let us take care of the rest.

Simply fill out our contact form, email us at or call us now on  01 845 4361.

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    Commercial Property Owners

    Commercial property insurance is designed for landlords that rent their buildings to others for business use.

    This can include a commercial warehouse rented to a manufacturing firm, a commercial building rented to a retail store or even a building rented out for other commercial purposes such as offices, salons or hotels.

    A commercial property policy is designed to cover the costs your business could face as a result of:

    Accidental Damage

    as well as covering risks such as storms, flood and fire.

    Rebuilding Costs

    including professional fees and costs associated with rebuilding.

    Trace & Access

    costs of locating cable damage to cables, pipes and drains.

    Emergency Services

    including fire extinguishing expenses.

    Loss Prevention

    including necessary costs of protecting your building from imminent

    Land Decontamination

    costs of decontaminating land after an accidental spillage.

    Damage To Trees & Plants

    from fires or explosions.

    Solar Panel Damage

    including lost tariff revenue and higher electricity bills.

    Debris Clearance

    if insured events create debris at your property.

    Employers Liability Insurance - ERM Financial Services

    Why choose ERM Financial Services for commercial property insurance?

    Service, expertise, advice and competitive quotes that you can rely on, since 1993.

    • Combine Residential & Commercial Properties
    • Cover For All Commercial Buildings
    • Tailored Insurance Products
    • Competitively Priced
    • Dedicated Account Manager
    • Over 100 Years Experience

    Commercial Property Insurance Ireland

    Insurance policies tailored to your needs.

    Commercial property insurance offers protection against damage that may occur to the actual property, such as flood or fire damage, but not the actual contents of office buildings such as work equipment.

    When it comes to commercial property insurance, many businesses opt to tailor their insurance policies to include additional covers, specific to their needs.

    In this regard, we can offer clients a wide range of policies with varying levels of cover. This includes cover for:


    Commercial Property Disputes Cover

    Protection in the event of a legal dispute with a tenant, including cost of property repossession and outstanding rent recovery.

    Contents, Fixtures & Fittings

    If you have provided contents to your tenant or, have fitted the building yourself to suit their specific trade.

    Business Interruption

    Cover for loss of rent following property damage, including alternative accommodation costs for residential units in your portfolio.

    Engineering Damage

    Cover if any machinery or plant causes damage which can include repair investigation costs.

    Property Owners Liability

    Protects your legal liabilities towards third parties slips, trips, falls & other injuries while on premise, up to £6.5 million as standard.

    Employers Liability

    If you employ someone to carry out work at your property you will need protection in the event of injury.


    Cover for fees and costs relating to subsidence, ground heave or landslip.


    Terrorism Insurance

    Protection against the potential exposure of a terrorist attack.
    Don’t worry, we’ll help identify the policies you need based on your specific situation.

    Property Portfolio Insurance

    Do you own a portfolio of properties?

    We provide property portfolio insurance – designed for landlords with a portfolio of properties.

    We understand the need of property owners who have spent years building up their property businesses and managing the succession of constant hurdles to ensure they can bring their tenants exceptional service levels and high quality properties.

    At ERM Financial Services, we offer property portfolio owners a professional insurance partner who understands their business and can complement their services:

    Commercial Property Insurance - ERM Financial Services

    One policy to cover all of your properties.

    Comprehensive cover of your portfolio.

    Dedicated contacts on hand to assist.

    Trusted expert advice, always.

    Speak To An Advisor

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      Speak to an experienced insurance broker today about safeguarding your business.