Serious Illness Cover

Get a tax free lump sum payout in the event of a serious illness.

Serious illness insurance pays you a tax-free lump sum if you are diagnosed with one of the specific illnesses or disabilities that your policy covers. We have been providing serious illness cover policies to our customers for almost 30 years.

Established in 1993.

Over 100 years' experience.

10 dedicated team members.

Over 1,000 Irish customers served.

Serious Illness Cover Ireland

Serious illness cover pays a lump sum benefit to the life assured on diagnosis of a serious illness that is covered by your policy.

In the event that you suffer a serious illness, a lump sum benefit paid to you can be extremely helpful. It can be used in whatever way you wish, such as to replace lost income, to assist with medical expenses or to speed up recovery.

A lump sum benefit is paid, free of tax, to the life assured on diagnosis of a serious illness covered under the terms and conditions of the policy. Specified illnesses typically include:

  • Cancer
  • Heart Attack
  • Stroke
  • Blindness
  • Deafness
  • Coma
  • Loss of Speech
  • Motor Neurone Disease
  • Multiple Sclerosis
  • As well as a range of other conditions

The one-off payment from this type of policy is designed to help you cope with the financial consequences the illness, which will typically include the need to adapt your home or car and/or undertake training for a different occupation.

We can provide you with all the information and guidance you need so call us now on  01 845 4361, fill out our contact form, or email us at

Make An Enquiry

    We compare quotes and policies of all life companies to ensure that you get the best policy available at the right premium.

    Serious Illness Cover Ireland

    What’s the process like?


    We will assess your requirement for serious illness cover.


    We will assess how much serious illness cover you require.


    We compare quotes from all life companies.


    We compare the list of illness covered by each life company.

    Best Policy

    We ensure that you get the best policy available at the right premium.

    Elaine Byrne QFA FLIA RPA

    Elaine Byrne QFA FLIA RPA

    Operations Manager of Life and Pensions

    Over the past 30 years Elaine has worked in all areas of financial services including underwriting, pension planning, self-directed pensions, retirement planning, savings and investments, including property investment. 

    Elaine is passionate about each and every one of her clients and she prides herself on giving them the best advice suited to their particular needs. In addition to advising clients’ Elaine will also be responsible for the day to day management of the life and pensions division at ERM.

    01 845 8658

    Get Started

    Contact Elaine Byrne today and she will be more than happy to answer any questions you may have.