Credit Insurance Ireland

Protect your business against bad debts.

A sale is not a sale until all of the goods or services have been paid for and the money is in your bank. Credit insurance protects your business from one of your biggest assets – debtors.

Established in 1993.

Over 100 years' experience.

10 dedicated team members.

Over 1,000 Irish customers served.

Credit Insurance Ireland

Credit insurance protects your business from any financial loss incurred through a customer’s non-payment or insolvency. It can also cover disputed debts and losses caused by political events around the world.

So, if your customers fail to pay due to insolvency, protracted payment or an adverse political event, your cash flow will not suffer. We can arrange all policy types including:

  • Whole turnover.
  • Key accounts.
  • Single risk.
  • Domestic, export and political risks.

To arrange credit insurance for your business, simply fill out our contact form, email us at or call us now on  01 845 4361.

Make An Enquiry

    Credit insurance is available across all trade sectors and typically pays out 90% of your lost revenue, provided you hold an insured limit from the underwriter.

    Cover Lost Revenue

    Typically pays out 90% of lost revenue.

    Transfer Risk

    Transfers the risk in your trade debtors to an insurer.

    All Trade Types

    Credit insurance is available across all trade sectors.

    Single or Multi-Use

    Cover one customer, multiple customers or all customers.

    Credit Insurance - ERM Financial Services

    Why choose ERM Financial Services for Your Credit insurance?

    Service, expertise, advice and competitive quotes that you can rely on, since 1993.

    • Tailored Insurance Products
    • Competitively Priced
    • Dedicated Account Manager
    • Over 100 Years Experience

    Credit Insurance Ireland

    Why use credit insurance?

    Credit insurance helps add discipline, structure, and control to your credit management process. Here are some of the key benefits of having credit insurance in place:



    Your export customer’s financial strength may be difficult to ascertain, making credit assessment difficult. Credit insurers hold huge databases of this information for risk assessment purposes.


    Working Capital:

    You may use an overdraft to buy in goods before supplying them to your customers. If the customer doesn’t pay, the lost revenue may affect your future working capital and your ability to pay your suppliers.



    Growth often means accepting more risk by offering higher credit limits to customers whose financial strength you may not fully understand. Credit risk insurance can protect your business in instances like this.


    Cash On Delivery:

    By not offering credit terms you may be losing customers. Credit insurance can help you work out to which customers you can safely offer credit to and how much, helping your business grow with less risk.


    Credit Reports:

    Many credit reports are often based on out of date financial information. Credit insurers have access to real time information and can make fully informed decisions for you.


    Risk Assessment:

    Assessing a customer’s balance sheet and profit & loss account to decide an appropriate credit limit is a highly specialist skill. With the right credit insurance policy, this is done for you.

    Post-Brexit and the Covid-19 pandemic, some economists are now predicting a 15% increase in company insolvencies during the next three years. So safeguard your cashflow, and speak to one of our team today.

    Speak To An Advisor

      Get Started

      Speak to an experienced insurance broker today about safeguarding your business.