Pensions & Retirement Planning

Enjoy a more comfortable retirement with the right pension plan.

With almost 30 years in business, our team is here to help you secure the future you want with expert pension advice and retirement planning built around you.

Established in 1993.

Over 100 years' experience.

10 dedicated team members.

Over 1,000 Irish customers served.

Advice On Pensions And Retirement Planning

The earlier you start a pension, the easier it is to build up your fund and enjoy a comfortable retirement. The first step is to estimate what your monthly pension savings should be in order to help secure the future you want.

At ERM Financial Services, our approach to pension plans has been developed to help you understand what is required in order to provide you with a reasonable living standard when you hit retirement age.

Our experts will clearly provide information on planning your retirement, calculating pension plans and comparing different types of pensions.

We will guide you through the options which may suit including:

Executive Pension Plans

Personal Pension Plans

Personal Retirement Savings Accounts (PRSAs)

Your attitude to investment risk will also be analysed, bearing in mind that you will already be receiving tax relief at your marginal rate of tax within Revenue Limits on premiums paid into the plan.

Also, the growth on the fund is tax free. This is what makes investing into a Pension Plan as a shrewd investment decision a “no-brainer”.

Book a free consultation now using our contact form, or call us directly on 01 845 4361

Book A Consultation

    Start saving for your retirement.
    Build up a fund that will help you to maintain your lifestyle
    Reduce your tax bill by putting lump sum savings into pensions

    Pensions & Retirement Planning

    To get started on securing your ideal retirement, get in touch with our team. There is no better time to start than today!


    What is a pension?

    A pension is a tax efficient way of saving money for your retirement.

    There are different types of pensions. One of the most common is a work place pension, where both you and your employer save (or contribute) into a pension.

    You may also have a personal pension plan (PPP) or a Personal Retirement Savings Account (PRSA) that you have set up for yourself.

    At ERM we are passionate about pensions. We specialise in advising clients on pensions, pensions savings. We think outside the box. We design pensions solutions suited to our clients.

    We give you the best advice to suit your circumstances.

    Elaine Byrne QFA FLIA RPA

    Elaine Byrne QFA FLIA RPA

    Operations Manager of Life and Pensions

    Over the past 30 years Elaine has worked in all areas of financial services including underwriting, pension planning, self-directed pensions, retirement planning, savings and investments, including property investment. 

    Elaine is passionate about each and every one of her clients and she prides herself on giving them the best advice suited to their particular needs. In addition to advising clients’ Elaine will also be responsible for the day to day management of the life and pensions division at ERM.

    01 845 8658

    Get Started

    Contact Elaine Byrne today and she will be more than happy to answer any questions you may have.