Professional Indemnity Insurance Ireland

Safeguard against claims of professional negligence.

Every business that provides advice or professional services is at risk of claims of negligence, even when their services are provided free of charge. The right professional indemnity policy can help you to mitigate this risk.

Established in 1993.

Over 100 years' experience.

5 dedicated team members.

Over 1,000 Irish customers served.

Professional Indemnity (PI) Insurance

Professional indemnity insurance is a vital protection measure for any business that provides advice or services in a professional capacity.

A PI policy will cover you for damages and costs in relation to claims of professional negligence or incorrect advice.

While not a legal requirement, many sectors are strongly recommended to have a PI policy in place, and many don’t realise how vital they are.

Think your business would benefit from having a strong PI policy in place? Get in touch and let one of our experienced team take care of the rest.

Simply fill out our contact form, email us at sales@ermfinancialservices.ie or call us now on  01 845 4361.

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    Professional indemnity insurance covers you for legal costs and compensation that arise from claims of negligence or bad advice that results in financial loss.

    Civil Liability

    If a client or end-user suffers financial losses because of any advice or information you provided, your PI policy covers legal costs, awards and settlements for your business and your employees.

    Breach of Confidentiality

    If your client has entrusted your business with personal or confidential information and these are unintentionally shared without their permission, your PI policy will cover any resulting claims that arise.

    Defamation

    You may accidentally damage someone’s reputation in the process of conducting your business, resulting in legal action and compensation being awarded. Your PI insurance will cover these costs up to the value of your cover limit.

    Copyright/Trademark Infringement

    If your advice unintentionally suggests your client should copy or produce a derivative of another work, you may be pursued by the copyright holder or by your client for any loss of income therein.

    Loss of Documents

    Your PI policy covers the cost of replacing or restoring documents that are damaged or lost while left in the care of your company.

    Formal Investigation

    If you are investigated by your professional or regulatory body, your PI policy will help defend any resulting legal action that is brought against you.

    Employee Dishonesty

    Provides cover if your customers suffer a loss caused as the result of a dishonest or fraudulent act by a member of your team.

    Disputed Fees

    Your PI policy provides you with cover for legal fees if you seek unpaid fees and your client threatens to counter-sue you if you pursue them.

    Pollution

    This can be added to your policy if advice or designs provided by you or your business result in environmental damage.

    Professional Indemnity Insurance - ERM Financial Services

    Why choose ERM Financial Services for Your Professional Indemnity insurance?

    Service, expertise, advice and competitive quotes that you can rely on, since 1993.

    • Cover For All Professions
    • Tailored Insurance Products
    • Competitively Priced
    • Dedicated Account Manager
    • Over 100 Years Experience

    Professional Indemnity Insurance

    Who needs professional indemnity insurance?

    Professional indemnity insurance isn’t a legal requirement, but it may be compulsory depending on your line of work. Some professional bodies will require their members to hold professional indemnity insurance including solicitors, accountants, architects, chartered surveyors, financial advisers and also insurance brokers like us!

    The following list is by no means exhaustive but they are examples of professions that frequently have professional indemnity insurance needs:

    Architects

    Consultants

    Engineers

    Solicitors

    Fitness Instructors

    Accountants

    Financial Advisors

    Insurance Brokers

    Event Managers

    Media Professionals

    Technology Companies

    Private Teachers

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