ERM Financial Services

We are here for you, when you need us the most.

Providing insurance expertise, advice and competitive quotes that Irish businesses can rely on, since 1993.

The most suitable insurance products, at the most competitive rates.

ERM Financial Services is a commercial insurance brokerage based in Malahide, Dublin. Since 1993, we have been focused on providing the best insurance products to Irish businesses.

As a company, we want to change the way that commercial insurance is provided in Ireland.

We believe in building long term relationships with our customers in order to truly understand their business needs and deliver the highest standards of knowledgeability and professionalism for their benefit.

This approach is what allows us to provide the most suitable insurance products at the most competitive rates – bundled and tailored to align with your business needs.

We are on hand when you need us the most. Our tight knit team of experienced brokers are trusted by Irish businesses across all commercial sectors including construction, property, motor trade, food & drink, restaurant & hospitality, renewable energy and many more.

Company Ethos

A team ethos centred on expertise and building relationships.

We believe that the best service providers are those who constantly strive for improvement. We have a deep respect for the values of honesty, integrity and professionalism which is why we operate with these values at heart in everything that we do.

We are committed to providing the highest standards of a professional insurance brokerage, with an emphasis on knowledgeability and advice. We build long term relationships with all of our clients, acting with fairness, transparency and the utmost integrity in all of our operations.


Long Term Relationships

Knowledge & Advice

Fairness & Transparency


Don’t worry, we’ll help identify the policies you need based on your specific situation.

Meet the team

Declan McDonnell

Declan McDonnell

Managing Director

Declan is our managing director. He has over 20 years experience in the insurance industry where he has built up strong relationships with clients and insurers to ensure that he brings the best to the table when looking after your insurance. As managing director of the general insurance business he also plays a pivotal role in the businesses day to day operations and growth.

087 203 1335

Roy McKee

Roy McKee


Roy is our Director and is a valued member of our team. His role is to manage and service our existing commercial insurance clients as well as playing a key role in the operation of the business. He has many years of industry experience and is an invaluable asset to the team.

087 100 2558

Grainne Whelan

Grainne Whelan

Senior Account Executive

Grainne is a senior account executive and has worked with ERM for over 25 years. She is a devoted and valued member of the team. Her role is to service our existing client book with whom she has built up an excellent relationship with over the years.

01 845 4361

Elaine Byrne QFA FLIA RPA

Elaine Byrne QFA FLIA RPA

Operations Manager of Life and Pensions

Elaine joined ERM Financial Services in 2023 as Operations Manager of Life and Pensions.

Elaine brings with her over 30 years’ experience in the Financial Services Industry. Over the past 30 years Elaine has worked in all areas of financial services including underwriting, pension planning, self-directed pensions, retirement planning, savings and investments, including property investment. She has many years’ experience managing group pensions and group risk for employers. She also specialises in advising clients on protecting their assets and wealth management.

Elaine is passionate about each and every one of her clients and she prides herself on giving them the best advice suited to their particular needs. In addition to advising clients’ Elaine will also be responsible for the day to day management of the life and pensions division at ERM.

01 845 8658

Ciaran Keane

Ciaran Keane

Associate Director

Ciaran started his career in insurance nearly 20 years ago, beginning in Personal lines and then moving into Commercial lines where he has now acquired over 15 years experience.

Ciarán’s role and responsibilities at ERM Financial Services is to deliver high quality account management services to existing clients and also to secure new business to build and expand the client book.

Ciarán has excellent technical knowledge of general insurance and it’s markets. He has built up key relationships within the insurance industry which allow him to better serve his clients. He has a pro-active, focused and solution driven attitude with the ability to perform and succeed under pressure. He is self-motivated and has the ability to work independently and as part of a team..
Personal Interest: Ciarán enjoys watching football in his downtime & bringing his children to their sports activities at the weekend.

He is fully committed to ERM Financial Services and its clients & is delighted to be able to play a part in it’s growth and expansion goals.

Dean Farrell

Dean Farrell

Senior Account Executive

Dean is a newly appointed Senior Account Executive at ERM Financial Services. With a strong emphasis on all areas of insurance and customer support, Dean has built a formidable reputation in the commercial insurance industry.

Dean began their career at AA Insurance, where they gained valuable experience in Personal Lines Insurance. This expertise was further honed during his time at McGivern Insurance, where Dean also developed a comprehensive understanding of Commercial Lines Insurance.

At ERM Financial Services, Dean’s responsibilities encompass all areas of commercial insurance. He takes great pride in hard work, ensuring clients receive the highest level of service.

In his free time, Dean enjoys family time and football. This helps him maintain a balanced lifestyle and approach to work.

With his extensive knowledge and deep commitment to our clients, Dean embodies the values and professional service that ERM Financial Services is renowned for.

Khusbu Raza

Khusbu Raza

Account Administrator

Khusbu is our new Account administrator who started with ERM in August 2022. Khusbu has worked in finance for over three years in the insurance industry and before this she has worked in various other financial servicing roles. Khusbu is devoted and valued member of the team and Khusbu is here to assist the brokerage team as well as clients and insurers with their accounts or financing queries. She looks forward to growing her career with ERM and is working towards her goal as a professional accountant.

018 458657

Ruth Lambert

Ruth Lambert

Life & Pensions Account Executive

Ruth is our new Life and Pensions Account Executive who has worked in the industry for over 6 years. She is looking forward to getting to know our existing life and pension clients here at ERM to assist them with any changes or queries they may have on their policies.

01 845 4361

Ben Mather

Ben Mather

Apprentice Insurance Practitioner

Ben started working at ERM Financial Services in September 2022 as our Apprentice Insurance Broker. The Insurance Practitioner Apprenticeship is Ireland’s first degree apprenticeship programme designed to allow anyone aged 18+ who meet the entry requirements to obtain their degree in insurance while also gaining valuable experience working in the industry. Ben’s day to day role involves assisting the senior team across the personal and commercial lines products and one day per week attends IT Sligo to complete his degree. Outside of work Ben enjoys playing sports and plays hurling for Ashbourne and Meath.

01 845 4361

Nicola White

Nicola White

Administrative Assistant

Nicola is a highly organized and detail-oriented administrative professional with 15 years of experience supporting executive teams. Known for their exceptional time management skills and ability to handle multiple tasks simultaneously, she has a proven track record of ensuring smooth and efficient administrative processes.

Nicola thrives in fast-paced environments where she can anticipate needs and provide timely support to senior management. Excellent building positive relationships at all levels and committed to delivering high-quality service with professionalism.

Outside of work, Nicola is an avid supporter of the GAA. She is involved in her local GAA club, Naomh Mearnóg, coaching football and Camogie.

Employers Liability Insurance - ERM Financial Services

Why choose ERM Financial Services for Your commercial insurance?

Service, expertise, advice and competitive quotes that you can rely on, since 1993.

  • Almost 30 Years In Business
  • Tailored Insurance Products
  • Competitively Priced
  • Dedicated Account Manager
  • Over 100 Years Experience
  • Excellent Customer Service

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