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The latest news & articles from ERM Financial Services.
Check out our latest articles for industry updates, news, tips, advice and resources designed to help your business plan ahead.
Latest News & Articles
Tax Free Pension Contributions
If your company has profit that will result in a tax bill this year, we have the solution. Your company can make significant pension contributions to your pension and that of other Directors / Key People in your business, completely tax free. For many company...
5 Crucial Reasons To Get Professional Indemnity Insurance For Building Surveyors
What should you look for when seeking insurance for building surveyors? Inadequate cover can lead to both financial loss and reputational harm, especially in a sector built on expert advice and regulatory compliance. As a building surveyor, your evaluations and...
The Benefits Of Professional Indemnity Insurance For Civil Engineers
As a civil engineer, one design error, miscommunication, or dispute can seriously threaten your livelihood. Professional indemnity insurance for civil engineers isn’t just a protective measure; it’s a strategic asset that safeguards your finances, credibility, and...
Pension Deadline 2025 Approaching
As we approach the end of the tax year, the deadline for making personal pension contributions for the 2024 tax year is fast approaching. The final date to make a qualifying contribution is October 31st, 2025, or November 14th, 2025 if submitting your tax return...
How To Find The Best Insurance For HVAC Contractors In Ireland
Finding the best and most comprehensive insurance for HVAC contractors in Ireland should be a matter of priority for professionals in this industry. Given the high-risk nature of this line of work, there are a significant number of hazards that need to be insured...
7 Benefits Of Having Roofers’ Insurance In Ireland
Many elements influence the need for comprehensive roofers’ insurance in Ireland. From working at height to employing staff within a dangerous environment, there is ample potential for accidents and incidents that could result in costly claims. Securing customised...
Why Business Underinsurance Happens During Growth – And How To Prevent It
Growth is a sign of success. But when your operations scale, your risks do too, and if your insurance cover hasn’t kept pace, you may be unknowingly vulnerable to business underinsurance. Underinsurance during business expansion is more common than many realise. It’s...
Top Insurance Risks For Roofing Contractors In Ireland
Given the dangerous nature of the work, there are numerous insurance risks for roofing contractors across Ireland. From physical tasks like working at height and handling hazardous materials, to administrative responsibilities such as managing projects and tight...
How To Reduce Business Insurance Costs As Your Company Expands
If you are the owner of a growing business, your business insurance costs will grow in tandem because, as your business scales, so do your risks. To ensure your commercial insurance evolves in tandem with changes to your company, it’s important to tailor your policy...
Understanding Construction Insurance Risks In Ireland
Building firms and contractors face a unique set of construction insurance risks, ranging from public liability claims and material damage to prolonged project delays. If you run such a business, you must secure the correct level of coverage to mitigate against these...