Get Started With Advice You Can Rely On
Enquire Now To Speak To An Advisor
In a hurry?
No problem, call us now on
01-845-4361.
Prefer to email?
Email us directly at lifeandpensions@ermfinancialservices.ie
Helping You Stay Ahead Of The Curve
The latest news & articles from ERM Financial Services.
Check out our latest articles for industry updates, news, tips, advice and resources designed to help your business plan ahead.
Latest News & Articles
Pension Deadline 2025 Approaching
As we approach the end of the tax year, the deadline for making personal pension contributions for the 2024 tax year is fast approaching. The final date to make a qualifying contribution is October 31st, 2025, or November 14th, 2025 if submitting your tax return...
How To Find The Best Insurance For HVAC Contractors In Ireland
Finding the best and most comprehensive insurance for HVAC contractors in Ireland should be a matter of priority for professionals in this industry. Given the high-risk nature of this line of work, there are a significant number of hazards that need to be insured...
5 Costly Risks Of Overlooking HVAC Insurance And How To Avoid Them
For heating, ventilation and air conditioning contractors operating in Ireland, comprehensive HVAC insurance is crucial. Overlooking or underestimating this essential safety net can expose your business to major financial setbacks if a claim arises. From avoiding...
7 Benefits Of Having Roofers’ Insurance In Ireland
Many elements influence the need for comprehensive roofers’ insurance in Ireland. From working at height to employing staff within a dangerous environment, there is ample potential for accidents and incidents that could result in costly claims. Securing customised...
Why Business Underinsurance Happens During Growth – And How To Prevent It
Growth is a sign of success. But when your operations scale, your risks do too, and if your insurance cover hasn’t kept pace, you may be unknowingly vulnerable to business underinsurance. Underinsurance during business expansion is more common than many realise. It’s...
Top Insurance Risks For Roofing Contractors In Ireland
Given the dangerous nature of the work, there are numerous insurance risks for roofing contractors across Ireland. From physical tasks like working at height and handling hazardous materials, to administrative responsibilities such as managing projects and tight...
How To Reduce Business Insurance Costs As Your Company Expands
If you are the owner of a growing business, your business insurance costs will grow in tandem because, as your business scales, so do your risks. To ensure your commercial insurance evolves in tandem with changes to your company, it’s important to tailor your policy...
Understanding Construction Insurance Risks In Ireland
Building firms and contractors face a unique set of construction insurance risks, ranging from public liability claims and material damage to prolonged project delays. If you run such a business, you must secure the correct level of coverage to mitigate against these...
Insurance For Construction Companies: Are You Underinsured And At Risk?
Comprehensive insurance for construction companies is vital, and underinsurance can have dire financial, operational and reputational consequences. Despite this, many construction firms in Ireland hold policies that don’t fully reflect their risks or the scope of...
Commercial Insurance Advice For Rapidly Growing Businesses
What happens when your business grows, but your insurance doesn’t? Expansion brings new risks, and if your cover hasn’t kept pace, you could be exposed. That’s when expert commercial insurance advice becomes essential. Let’s examine a real-world example of what can...