Pension Deadline 2025 Approaching

As we approach the end of the tax year, the deadline for making personal pension contributions for the 2024 tax year is fast approaching. The final date to make a qualifying contribution is October 31st, 2025, or November 14th, 2025 if submitting your tax return online via ROS.

Making a contribution before the deadline will allow you to:

• Reduce your income tax liability for 2024
• Increase your retirement savings in a tax-efficient manner
• Maximise your annual tax relief entitlements

If you’re considering making a pension top-up or starting a new contribution, we strongly recommend reviewing your options now to ensure sufficient time for processing before the deadline.

Don’t Wait Until January – Act Now to Stay Ahead of Auto Enrolment

Pension Auto Enrolment officially begins in January 2026 — but the deadline is earlier than that. It is the November and December 2025 payrolls will be used to calculate the first contributions due from both you and your employees?

At ERM Financial Services, we’ve been helping Irish businesses manage employee benefits for over 30 years. We can offer an alternative to Auto Enrolment by arranging a suitable employer-sponsored pension arrangement that can be set up immediately to keep you in control ,and out of the default system.

Speak To An Expert

If you miss this deadline you will lose the tax relief for 2024. If you would like a call back from one of our experienced team members, please complete the form below.