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Insurance For Renewable Energy Companies
Powering Projects with Risk-Ready Cover.
From wind farms and solar arrays to grid infrastructure and EV charging, renewable energy projects require specialised insurance from planning through to operation. At ERM Financial Services, we help Irish renewable energy developers, EPC contractors, and asset owners secure protection tailored to your technology, contracts, and investment structures.
With over 30 years’ experience in energy and infrastructure insurance, we understand the evolving regulatory, environmental, and financial risks faced by this sector.
Who We Work With
Wind, solar, and hydro project developers
EPC and balance of plant contractors
Asset managers and renewable energy investors
Battery storage and EV infrastructure providers
Insurance for Renewable Energy Companies
Key Insurance Covers for Renewable Energy Firms
Optional Add-Ons:
Cyber Insurance (for connected infrastructure or SCADA systems)
Marine cargo and transit cover for imported components
Project-specific non-negligent liability cover
Employer protection for remote teams or high-risk access work
Why ERM?
- Extensive experience in energy and infrastructure projects
- Cover aligned with lender, grid, and contract requirements
- Advisory-led service with direct access to construction & energy specialists
- Regulated by the Central Bank of Ireland
FAQs – Insurance for Renewable Energy Companies
1. What’s the most important cover during project build?
CAR Insurance and Public Liability are essential during construction. If the project generates revenue, DSU (Delay in Start-Up) should also be considered.
2. Do I need PI cover if I subcontract design?
Possibly. If your contract makes you responsible for design coordination or review, PI cover is still needed. We can review your contracts to confirm exposure.
3. What happens once the project is live?
The policy transitions to operational insurance — covering the physical plant, revenue interruption, and ongoing liabilities. We help structure this at commissioning.
4. Is cyber cover necessary for energy assets?
Yes, especially for connected systems (e.g. wind turbine control or remote telemetry). Cyber cover protects against malware, data breaches, and forced shutdowns.
5. Can we insure transit or marine delivery of components?
Yes. We offer cargo and transit insurance for panels, towers, switchgear, and containers — from port to site.
6. What if the site is in a remote or coastal location?
We factor location-specific risks into your cover — including weather impact, access delays, or marine exposures.
7. Can all project covers be combined?
Yes. We build integrated project cover from construction to operation — including CAR, PL, EL, PI, and operational risks — to meet investor and grid operator requirements.
8. Is ERM Financial Services regulated?
Yes. ERM Financial Services is regulated by the Central Bank of Ireland.