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Smart Insurance for a Smarter Energy Future
Whether you’re installing solar panels, managing a wind farm, or delivering biomass projects — your business operates at the intersection of innovation and high-risk construction.
ERM helps renewable energy companies in Ireland get covered — with practical, project-ready insurance built for modern energy systems.
Full cover from panel to turbine
Ideal for solar, wind, biomass and hybrid firms
Fast, compliance-ready documents for tenders and site work
What Keeps Renewable Contractors Awake at Night?
The renewable sector is booming — but so is the risk exposure. Here’s what we protect against:
Third-party injury or damage
During installation or access
Employee or subcontractor injury
On roofs, farms or isolated sites
Weather damage
To panels, turbines, or in-progress works
Equipment theft
Particularly solar kits and plant on remote sites
System faults
Or performance claims
Environmental or fire hazards
e.g. lithium battery storage, biomass combustion
Being underinsured
On specialist plant or multi-phase contracts
Simply fill out our contact form, email us at sales@ermfinancialservices.ie or call us now on 01 845 4361 to find out more.
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Insurance for Renewable Energy Companies
Recommended Insurance for Renewable Energy Companies
We create all-in-one packages to match your technical, environmental, and operational risks.
Public Liability Insurance
Protects against injury or property damage caused by your work — including falling panels, wind farm access zones, or biomass plant installations.
Employers’ Liability Insurance
Covers claims made by your employees for injury or illness sustained while working for you.
Contractors’ All Risk (CAR) Insurance
Protects works in progress — including installed systems, materials, temporary structures — from insured events. Ideal for solar farms, turbine builds, or biomass facilities under construction.
Plant and Equipment Insurance
Covers owned and hired-in plant — from solar rigging gear and scissor lifts to trenchers and installation tools — against theft, fire or damage.
Environmental Liability Insurance
Covers clean-up, remediation and legal costs related to environmental incidents — such as chemical leakage, drainage contamination, or fuel spills. Especially relevant for battery systems, biomass, and fuel storage.
Product Liability Insurance
Protects your business against claims of injury or damage caused by defective components you supply or install — even if you didn’t manufacture the parts.
Business Interruption Insurance
Covers loss of income if your business is interrupted due to fire, flood, theft or equipment failure.
We Support the Full Renewable Sector
ERM provides tailored insurance for:
- Solar Panel Installation Contractors
- Wind Turbine Contractors (supply, install, maintenance)
- Biomass Energy Contractors
- Hybrid or multi-system renewable firms
- Battery Storage & Off-Grid System Installers
- Utility-Scale & Commercial Energy Project Developers
Why Renewable Firms Choose ERM
- We understand clean energy risk — from rooftops to energy parks
- Flexible, bundled cover for installation, build, and ownership
- Fast turnaround for tenders and client requirements
- Irish broker with 20+ years in the construction & utilities space
- Straight answers. Specialist advice. Fast quotes.
Frequently Asked Questions (FAQs)
1. What insurance do I need to install solar panels?
At a minimum: Public Liability, Employers’ Liability, CAR and Product Liability. Plant cover and Environmental are highly recommended.
2. Does this cover domestic and commercial jobs?
Yes — we tailor the policy to your contract types, values, and client base.
3. What if panels are damaged after install but before handover?
CAR typically covers physical damage during the build; Product Liability applies if the issue is a defect that causes harm after installation. We’ll help identify which applies.
4. Do I need Environmental Liability?
Yes — especially with battery storage, fuel sources, or turbine installations. Pollution clean-up is not covered by standard policies.
5. Can I cover all my plant under one policy?
Yes — including owned, hired-in, or sublet plant and tools.
6. What if I supply AND install the equipment?
We’ll tailor both the Product and Public Liability to reflect your full role — no gaps.
7. Do you support government or utility-scale projects?
Yes — we provide the cover and documentation needed for large-scale renewables and public sector clients.
8. Is Employers’ Liability required if I only use subcontractors?
Often, yes — if you control work, tools, or schedules. We’ll help you assess.
1. What insurance do I need to install solar panels?
At a minimum: Public Liability, Employers’ Liability, CAR and Product Liability. Plant cover and Environmental are highly recommended.
2. Does this cover domestic and commercial jobs?
Yes — we tailor the policy to your contract types, values, and client base.
3. What if panels are damaged after install but before handover?
CAR and Product Liability can both be used depending on the incident and project phase.
4. Do I need Environmental Liability?
Yes — especially with battery storage, fuel sources, or turbine installations. Pollution clean-up is not covered by standard policies.
5. Can I cover all my plant under one policy?
Yes — including owned, hired-in, or sublet plant and tools.
6. What if I supply AND install the equipment?
We’ll tailor both the Product and Public Liability to reflect your full role — no gaps.
7. Do you support government or utility-scale projects?
Yes — we provide the cover and documentation needed for large-scale renewables and public sector clients.
8. Is Employers’ Liability required if I only use subcontractors?
Often, yes — if you control work, tools, or schedules. We’ll help you assess.
9. What’s the quote turnaround?
24–48 hours — or faster if needed for a tender or deadline.
10. Can I bundle all my policies under one renewal?
Absolutely — we make it easier to manage and often more affordable.
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Cover the Future — While You Build It
ERM helps Ireland’s renewable energy firms stay protected, compliant, and ready to grow — with intelligent insurance for smart energy professionals.