Accidents can happen even in the safest of workplaces, and one simple mistake can have potentially devastating consequences for both you and your employees. As an employer, you must know what to do in the event of an on-site accident or injury so that you can respond quickly and efficiently. In this article, we outline some practical tips for dealing with workplace accidents and fulfilling your obligations to your employees.
Dealing with workplace accidents: what you need to know
A workplace accident is any unexpected incident that occurs in the workplace and results in injury, illness, death, or property damage. It can include slips, falls, fires, chemical spills, explosions, and anything else that causes physical or mental harm to an employee.
In Ireland, a total of 8,279 non-fatal and 38 fatal work-related incidents were reported in 2021. While you cannot prevent all accidents from happening, you can take proactive steps to protect your employees and safeguard your business.
These steps include:
Having an emergency response plan in place for dealing with workplace accidents
Accidents can occur at any time, so employers must have a comprehensive emergency response plan in place. It should include information on who is responsible for responding to an incident and what steps need to be taken when it happens.
It should also guide how to assess the situation quickly while ensuring that everyone’s safety remains paramount.
Making sure everyone is aware of emergency procedures
It is also important for employers to ensure that their employees are aware of the procedures they need to follow in case of an accident or injury. Training sessions should be held regularly so workers are familiar with the emergency response plan and know what steps they need to take if something goes wrong.
Additionally, supervisors should be trained on how to properly investigate workplace accidents and report them according to company policy or legal requirements.
Understanding your responsibilities as an employer
You must document any incident accurately and take the necessary steps to ensure employee safety and well-being. This includes the provision of medical care when required, filing reports with the appropriate authorities, and following up with employees to determine their needs and how best to support them through the claims process.
Once you’ve reported the incident, start looking into ways to prevent similar accidents in future. This might mean conducting safety training sessions for employees or updating safety protocols around potentially dangerous equipment or materials used on-site.
Safeguard your business with insurance from ERM Financial Services
The best way to deal with accidents is to prevent them, but this isn’t always possible in the real world. The second best way is to have a solid emergency response plan in place, paired with a comprehensive insurance policy. This will help to protect your employees while also safeguarding your business against financial losses associated with workplace accidents or injuries.
Don’t wait for the worst to happen — take proactive steps now to safeguard your business with Employer’s Liability Insurance from ERM Financial Services. We know that every business is unique and we will work closely with you to find the best coverage for your needs at the best possible price.
Our friendly team is standing by to take your call, so get in touch today!