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ERM Financial Services has been providing specialist insurance policies to companies in the motor trade industry for almost 30 years.
Businesses in the motor trade require a wide range of insurance policies to ensure that all of the day to day operations associated with the industry are suitably covered.
Specialised motor trade insurance brings together a blend of insurance policies such as motor and business insurances to provide cover for all aspects of your business – including your employees, tools and property, vehicles, liabilities, and day-to-day activities.
It covers a wide range of business, from vehicle sales, car traders, and servicing to breakdown services, valeting services and more.
Our team have decades of experience in the motor industry so if you need comprehensive protection to safeguard your business and want the most competitive quotes available, get in touch today and let us tailor the right policy for you.
Simply fill out our contact form, email us at sales@ermfinancialservices.ie or call us now on 01 845 4361.
The cover you require depends on the type of motor trade business you operate and our team is on hand to help you identify exactly what cover you need. Covers that are available when purchasing motor trade insurance typically include:
This covers you for liability arising out of your everyday activities including defective workmanship and faulty goods and services, as well as the likes of customer slips, trips and falls.
In the event of certain claims (a fire for example), this allows you to claim for your loss of earnings and/or additional costs incurred to relocate your business temporarily to ensure continued operation.
This covers any damage to your business premises, as well as any relevant fixtures and fittings.
This cover the loss of or damage to tools while in use, both on and off premises – diagnostic equipment for example.
Provides cover for replacement costs in the event that you damage a customers’ vehicle while you are repairing it.
Cover for own vehicles, customers’ vehicles and any loaned vehicles while being driven.
Covers any damage to your customers’ vehicles while they are in your care for example from theft or fire.
Provides cover for any commercial customers’ tools and equipment while in your care.
Some of these covers are optional and are only added when requested and when necessary.
To find your perfect blend of policies, speak to a member of our motor team today.