ERM Financial Cookie Policy

About us

We are Euro Risk Management (Insurances)Ltd. trading as ERM Financial Services. We are a financial services business offering advice in financial, insurance and pension matters. We are registered in the Republic of Ireland under company number 202240 at the following 7 St. James Terrace, Malahide, Co. Dublin and registered with the Central Bank of Ireland under reference number C4597.

The Technologies We Use

Cookies

Cookies are small files containing specific information relating to your use of our website – such as login credentials; items in a shopping cart and tracking identifiers. Cookies are placed on your computer or device and are set by our web server and the web servers of third parties we use on our web site. Cookies can be read, updated or deleted by those same servers, each time you visit our web site, depending on the type of cookie it is.

Cookies which are only related to a single session (a single visit to our website) are deleted automatically when you close your web browser – these are typically considered as necessary for us to deliver the website to you and are sometimes known as session cookies.

Other cookies (such as tracking cookies or authentication cookies) are often saved for an extended period of time from days to years, known as persistent cookies.

Who sets these Cookies?

First party cookies are stored and accessed by our web server; third party cookies are stored and accessed by other organisations, such as analytics providers and advertisers.

Why we use Cookies?

We use cookies on our website for a variety of purposes:

Necessary Cookies: These are required for the operation of our website. They include, for example, cookies that enable you to log into secure areas of our website.
Analytical/Performance Cookies: These cookies are set by our analytics providers and allow us to record certain information about you, such as the pages you visit on our website, how many times you visit our website, and links you might click on. Furthermore, when you connect to our analytics provider in order for them to set the cookie – they may also collect other information about you such as your geographical location; your IP address; what type of device you are using and various information about the device. This information can be used to create a unique fingerprint to help further identify you on other websites you might visit and can be used to create a profile of your online activities and interests.
Marketing Cookies: Cookies may be set by marketing providers are used for the purpose of tracking your online activities to create a profile and give us a better understanding of your interests.

 

Details on Essential Cookies

These are used for other business purposes which are considered necessary to deliver the website to you.

They include:

Cookie/Tracker Request Who can store and access the cookie? What is the cookie used for?
BIGipServerTethys BIG-IP Associated with managing sessions on load balanced servers, to ensure user requests are routed consistently to the correct server

Details on Non-Essential Cookies

These are used for other business purposes which are not considered necessary to deliver the website to you.

 

Analytic Technologies 

Cookie/Tracker Request Who can store and access the cookie?  What is the cookie used for? 
_gid  Google Analytics  This cookie is used to distinguish users. It stores a unique user session identifier. 

_ga 

gcl_au

Google Analytics  For the purpose of analyzing the use of our website 

 

Embedded Social Media

Cookie/Tracker Request Who can store and access the cookie?  What is the cookie used for? 
SID Youtube This cookie is used by Google in combination with HSID to verify a Google user account and most recent login time
 HSID Youtube Used by Google in combination with SID to verify Google user account and most recent login time
APISID Youtube This cookie is used by YouTube as part of their embedded functions on other websites
SSID Youtube This cookie is used by YouTube as part of their embedded functions on other websites

 

Other (Third Party Requests)

Cookie/Tracker Request Who can store and access the technology  What is the technology used for? 
stats.g.doubleclick.net Doubleclick (Google) To build a profile of the website visitor’s interests and show relevant ads on other sites.
s.ytimg.com Youtube (Google) Allows images from YouTube, like thumbnails and icons.
Maps Google For the purpose of embedding google maps
fonts.googleapis.com Google Fonts Use of fonts on website

 

Do I have to agree to the use of cookies?   

No. If you do not consent to our use of cookies, you can set your browser settings to reject cookies. These settings are usually found in the “options” or “preferences” menu of your web browser. You can find more details about how to control cookies here. Alternatively, you can use the “Help” option in your web browser get more details. A number of features of our services may not work or will be curtailed from working effectively without cookies. As a result, changing your browser settings to reject cookies may have a negative impact on your ability to use our website.  

 

If you use our website with your web browser set to accept cookies, you consent to our use of cookies as described in this cookies policy. If you do not accept our use of cookies, you should either (a) immediately stop using our services or (b) use the settings described above to reject cookies. To withdraw your consent to our use of cookies, you should either (a) cease using our website or (b) delete our cookies using your web browser’s settings and set your browser to reject future cookies. You can find out more about deleting and blocking cookies here and using your web browser’s “Help” option.