What is a Bond?

Surety Bonds and Financial Guarantees are terms that are used almost interchangeably in the language of contracts. Clients often say “I need a bond” but are not sure what type or they might not know what exactly is being guaranteed.

Suretyship involves three parties. The principal is the person or entity required to obtain a bond. The obligee is who is requiring the bond of the principal; they are also the beneficiary in the event of a claim. The surety is the bonding company backing the bond. To sum it up, the obligee requires a bond of the principal who obtains it from the surety.

What does ERM provide?

Our Experience

Our experienced team simplify the process for our clients as they secure tailored and competitive terms on their behalf.

 Our Relationships

Firm relationships established with surety providers & specialist underwriters; ensuring we can get deals done securing favourable rates, terms & conditions without delays.

 Trusted Intermediary

As a leading authority on surety bonds, we are a trusted intermediary  providing best terms and service to our clients.


We will be more than happy to answer any questions
or assist
you to arrange your insurance.


Contact Declan on 01-845 4361 or email

ERM Financial Services

Our Expertise, on your side.